Terms and Conditions

Last Updated: December 9, 2025

Welcome to 4plexes.com (the "Website"), operated by OREGON MANAGEMENT, LLC ("Us", "We", or "Our"). These Terms and Conditions outline the rules and regulations for the use of Our Website.

By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use 4plexes.com if you do not agree to all of the terms and conditions stated on this page.

1. Core Disclaimer and Risk Warning (Crucial Notice)

⚠️ GENERAL DISCLAIMER: Entertainment & Educational Use Only

The content presented on this platform is for entertainment, illustrative, and general educational purposes only.

All figures, projections, and market analyses are estimates (many are "gathered from the air") and are not guaranteed to be accurate or complete. Actual results, income, and expenses WILL be different and will vary significantly.

RISK WARNING: All investments involve significant risk of loss, including the potential loss of principal.

We are not licensed financial advisors, real estate professionals, attorneys, CPAs, or tax professionals. This content does not constitute financial, legal, or investment advice.

ALWAYS CONSULT A QUALIFIED PROFESSIONAL: Before making any transaction or investment decision, you must seek the advice of competent, licensed professionals regarding your specific situation. By viewing or continuing to view this content, you acknowledge these risks and agree not to rely on this information for professional advice.

2. Intellectual Property Rights (License)

Unless otherwise stated, OREGON MANAGEMENT, LLC and/or its licensors own the intellectual property rights for all material on 4plexes.com. All intellectual property rights are reserved.

You may use material from 4plexes.com for personal use, subject to the restrictions in these Terms and Conditions, which prohibit [1]:

• Copying or republishing material

• Selling, renting, or sub-licensing material

• Reproducing, duplicating, or copying material

• Redistributing content

This Agreement begins when you first access the Website [1].

3. User-Generated Content (Comments and Submissions) [1]

The Website may allow users to post comments. OREGON MANAGEMENT, LLC does not pre-filter, edit, or review these comments. Comments represent the views of the poster, not OREGON MANAGEMENT, LLC, its agents, or affiliates. OREGON MANAGEMENT, LLC is not liable for comments or any resulting damages [1].

OREGON MANAGEMENT, LLC can monitor comments and remove those considered inappropriate, offensive, or in breach of these Terms and Conditions [1].

Your Warranties and Representations [1]:

By posting comments, you confirm you have the right and necessary licenses to post, that the comments don't infringe on intellectual property, contain no unlawful material, and won't be used for soliciting business or illegal activity [1].

License Grant [1]:

You grant OREGON MANAGEMENT, LLC a non-exclusive license to use, reproduce, and edit your comments in any format or media [1].

4. Hyperlinking to Our Content [1]

Government agencies, search engines, news organizations, online directory distributors, and system-wide accredited businesses (excluding certain charities) may link to our Website without prior approval, provided the link is not deceptive, doesn't imply sponsorship or endorsement, and fits the context of the linking site [1].

We may approve link requests from other types of organizations, including business information sources, community sites, charities, online directories, portals, professional firms, and educational institutions [1]. We retain the right to approve or deny link requests and to amend our linking policy [1].

5. Content Liability and Reservation of Rights [1]

We are not responsible or liable for content on external websites linked to ours. You agree to defend us against claims arising from content on your website. Links should not contain material that is libelous, obscene, criminal, infringing, or violates third-party rights [1].

We can request the removal of any link to our Website, and you agree to comply immediately. Finding an offensive link allows you to contact us, though we are not obligated to remove it or respond directly [1].

6. Disclaimers and Limitations of Liability

We do not guarantee the correctness, completeness, or accuracy of the website's information [2]. We also do not promise that the website will remain available or that the material is up to date [2].

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions related to our website and its use, including implied warranties of satisfactory quality, fitness for a particular purpose, and reasonable care and skill [2].

Nothing in this disclaimer will limit or exclude liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation [2]. It will also not limit or exclude any liabilities not permitted or excludable under applicable law [2].

The limitations and prohibitions of liability in this section and elsewhere in the disclaimer are subject to the preceding paragraph and govern all liabilities under the disclaimer, including those arising in contract, tort (including negligence), and for breach of statutory duty [2].

If the website and its information and services are provided free of charge, we will not be liable for any loss or damage [2].

7. Cookies Policy [1]

The Website uses cookies to personalize your experience. By accessing 4plexes.com, you agree to the use of required cookies [1].

Cookies are text files placed on your hard disk that are unique to you and can only be read by the web server in the domain that issued the cookie [1]. We may use cookies for statistical or marketing purposes to operate the Website [1]. You can accept or decline optional cookies, but some required cookies are necessary for the Website's operation and do not need consent [1]. Accepting required cookies may also mean accepting third-party cookies from integrated services [1].