Buy a 4plex and Live Rent-Free
Tired of paying rent every month while your landlord builds wealth?
The 4plexes playbook shows regular people how to buy a fourplex and live for free (or nearly free) while tenants pay the mortgage.
No big savings. No perfect credit. No real estate experience needed.
What You Get
- Live in one unit for free or very cheap
- Tenants cover the mortgage and expenses
- Build equity and long-term wealth
- Create an asset your family can inherit
This is called house hacking — and a 4plex is one of the best ways to do it.
Why a 4plex Works So Well
Because it has four units or fewer, it still qualifies for residential loans (including FHA with as little as 3.5% down if you live there). You get more income and better protection against empty units than a single-family home.
4plex Buying Questions, Answered
What is a 4plex?
A 4plex (also called a fourplex or quadplex) is a residential building that contains four separate living units, each with its own entrance, kitchen, and bathroom.
Can I buy a 4plex with little money down?
Yes. If you live in one of the units, you can often use an FHA loan with as little as 3.5% down. This is one of the biggest advantages of buying a fourplex.
Do I need perfect credit or real estate experience?
No. The 4plexes playbook is designed for everyday people with no prior real estate experience and does not require perfect credit.
Is this only for Portland?
No. The strategies work in many markets across the United States. Local Portland contact numbers are available for people in the area.
How is buying a 4plex different from buying a regular house?
With a single-family home you pay the entire mortgage yourself. With a 4plex, your tenants help pay (or fully cover) the mortgage while you live in one unit.
Ready to stop paying rent and start collecting it?
New here? Learn how to buy a 4plex step by step.
Questions?
Reach out anytime — we’re here to help.
- Email: info@4plexes.com
- Portland: (503) 4PLEXES
- Toll Free: (833) 4PLEXES
- Fax: (844) 4PLEXES