/* 4plexes.com — mobile-first, no frameworks */
:root {
  --navy: #16324f;
  --navy-dark: #0f2337;
  --accent: #e8850c;
  --accent-dark: #c26f06;
  --text: #243040;
  --muted: #5d6c7d;
  --bg: #ffffff;
  --bg-soft: #f4f7fa;
  --border: #e2e8f0;
  --radius: 10px;
  --content-max: 960px;
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.65;
  font-size: 17px;
}
h1, h2, h3 { color: var(--navy); line-height: 1.25; margin-top: 0; }
h1 { font-size: 1.9rem; margin-bottom: 1rem; }
h2 { font-size: 1.45rem; margin: 2.2rem 0 0.8rem; }
h3 { font-size: 1.15rem; margin: 1.6rem 0 0.6rem; }
p { margin: 0 0 1rem; }
a { color: #1663b8; }
a:hover { text-decoration-thickness: 2px; }
ul, ol { padding-left: 1.4rem; }
li { margin-bottom: 0.45rem; }

/* Header + nav */
.site-header {
  background: var(--navy);
  position: sticky;
  top: 0;
  z-index: 50;
}
.header-inner {
  max-width: var(--content-max);
  margin: 0 auto;
  padding: 0.7rem 1rem;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.4rem 1rem;
}
.brand {
  color: #fff;
  font-weight: 800;
  font-size: 1.35rem;
  text-decoration: none;
  letter-spacing: 0.5px;
  margin-right: auto;
}
.main-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.15rem 0.9rem;
  align-items: center;
}
.main-nav a {
  color: #dbe7f3;
  text-decoration: none;
  font-size: 0.95rem;
  padding: 0.3rem 0.1rem;
}
.main-nav a:hover { color: #fff; text-decoration: underline; }

/* Buttons */
.btn {
  display: inline-block;
  background: var(--accent);
  color: #fff !important;
  font-weight: 700;
  padding: 0.75rem 1.6rem;
  border-radius: var(--radius);
  text-decoration: none;
  border: 2px solid var(--accent);
}
.btn:hover { background: var(--accent-dark); border-color: var(--accent-dark); text-decoration: none; }
.btn-outline {
  background: transparent;
  color: var(--accent-dark) !important;
  border: 2px solid var(--accent);
}
.btn-outline:hover { background: var(--accent); color: #fff !important; }
.btn-nav {
  padding: 0.45rem 1rem;
  font-size: 0.9rem;
}
.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  margin: 1.4rem 0;
}

/* Layout */
main {
  max-width: var(--content-max);
  margin: 0 auto;
  padding: 1.5rem 1rem 3rem;
}
.hero {
  padding: 1.5rem 0 0.5rem;
}
.lead { font-size: 1.2rem; color: var(--navy); font-weight: 600; }
.cta-band {
  background: var(--bg-soft);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
  margin: 2rem 0;
  text-align: center;
}
.cta-band .cta-row { justify-content: center; }
.small { font-size: 0.9rem; color: var(--muted); }
.checklist { list-style: none; padding-left: 0; }
.checklist li { padding-left: 1.8rem; position: relative; }
.checklist li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--accent-dark);
  font-weight: 800;
}
.contact-list { list-style: none; padding-left: 0; }
.contact-list li { margin-bottom: 0.5rem; }
.related {
  background: var(--bg-soft);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.2rem 1.4rem;
  margin-top: 2.5rem;
}
.related h2 { margin-top: 0; font-size: 1.2rem; }
.faq-item { margin-bottom: 1.6rem; }
.faq-item h2 { font-size: 1.2rem; margin-bottom: 0.4rem; }

/* Footer */
.site-footer {
  background: var(--navy-dark);
  color: #c8d6e5;
  margin-top: 2rem;
}
.footer-grid {
  max-width: var(--content-max);
  margin: 0 auto;
  padding: 2.2rem 1rem 1rem;
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.6rem;
}
.site-footer h3 {
  color: #fff;
  font-size: 1rem;
  margin-bottom: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin-bottom: 0.45rem; }
.site-footer a { color: #c8d6e5; text-decoration: none; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.15);
  text-align: center;
  padding: 1rem;
  font-size: 0.9rem;
  color: #9fb2c6;
}

/* Larger screens */
@media (min-width: 720px) {
  h1 { font-size: 2.4rem; }
  h2 { font-size: 1.6rem; }
  .footer-grid { grid-template-columns: repeat(3, 1fr); }
  main { padding-top: 2.5rem; }
}

/* E-E-A-T author byline */
.byline {
  font-size: 0.92rem;
  color: #5b6b7d;
  margin-top: -0.9rem;
  margin-bottom: 1.2rem;
}
.byline a { color: inherit; text-decoration: underline; }

/* FAQ accordion (no JS) */
.faq-section details {
  border: 1px solid #d7e0ea;
  border-radius: 8px;
  margin-bottom: 0.7rem;
  background: #fff;
}
.faq-section summary {
  cursor: pointer;
  padding: 0.9rem 1.1rem;
  font-weight: 600;
  list-style: none;
}
.faq-section summary::-webkit-details-marker { display: none; }
.faq-section summary::before {
  content: "+ ";
  color: #0f2a43;
  font-weight: bold;
}
.faq-section details[open] summary::before { content: "– "; }
.faq-section details p {
  padding: 0 1.1rem 1rem;
  margin: 0;
}